The land of smoke and mirrors. Home of the big idea and quite often, not a lot of detail. Error and omissions are the major risk for agencies, design groups – even freelancers. Having professional indemnity insurance can protect the business owner from claims by clients, regulators and competitors. The policy provides indemnity for allegations of libel, slander, loss of documents, copyright infringements, intellectual property violations and can further extend to include joint ventures. This is particularly useful if your kiwi agency is spreading its wings overseas.